97%
chargeback reduction with Shield
Up to 97%
Chargeback Reduction
Chargeback protection, compared
$50M+
Revenue Protected
Apptics Shield vs Midigator
Midigator is now part of Equifax's Kount, an enterprise fraud suite. If you're a DTC or high-risk store that just wants chargebacks stopped, Apptics Shield is the nimble, prevention-first alternative: flat per-alert pricing, 5-minute setup, and a team that runs it for you.
Apptics Shield vs Chargeflow
Chargeback protection, compared
Both fight chargebacks, at opposite ends. Chargeflow wins disputes after they hit your ratio and takes a cut of what it recovers. Apptics Shield stops them before they're ever filed, for a lower flat cost, and keeps your merchant account off Visa's radar.
97%
chargeback reduction with Shield
Apptics Shield vs Chargeflow
Chargeback protection, compared
Both fight chargebacks, at opposite ends. Chargeflow wins disputes after they hit your ratio and takes a cut of what it recovers. Apptics Shield stops them before they're ever filed, for a lower flat cost, and keeps your merchant account off Visa's radar.
97%
chargeback reduction with Shield
The short version
Which one should you pick?
Which one should you pick?
CHOOSE APPTICS SHIELD
If your priority is keeping your chargeback ratio low and your processor happy. Prevention-first, cheaper RDR/Ethoca alerts, done-for-you, and no success fee. Built for high-risk and scaling DTC.
CHOOSE MIDIGATOR
If you're a large enterprise that needs fraud and identity across the whole customer journey and you're ready for Equifax/Kount's enterprise onboarding and custom pricing.
BOTTOM LINE
BOTTOM LINE
Since Midigator folded into Equifax's Kount, it's an enterprise fraud suite now, powerful, but heavy for a growing store. Apptics Shield is the independent, prevention-first tool built for merchants, not enterprises.
Since Midigator folded into Equifax's Kount, it's an enterprise fraud suite now, powerful, but heavy for a growing store. Apptics Shield is the independent, prevention-first tool built for merchants, not enterprises.
Why Merchants Choose Apptics Shield Over Midigator
Why Merchants Choose Apptics Shield Over Midigator
Features
Features
Primary approach
Primary approach
Prevention-first, stops disputes before they’re filed
Prevention-first, stops disputes before they’re filed
Prevention-first, stops disputes before they’re filed
Chargeback + fraud management inside an enterprise suite
Chargeback + fraud management inside an enterprise suite
Chargeback + fraud management inside an enterprise suite
Who owns it
Who owns it
Independent, merchant-focused
Independent, merchant-focused
Part of Equifax’s Kount (midigator.com now redirects to Kount)
Part of Equifax’s Kount (midigator.com now redirects to Kount)
Pricing
Pricing
Flat fee per valid alert, no monthly fee
Flat fee per valid alert, no monthly fee
Enterprise / custom quote (not publicly listed)
Enterprise / custom quote (not publicly listed)
Alert cost
Alert cost
$13-$27 per alert (30-50% under direct)
$13-$27 per alert (30-50% under direct)
Not publicly priced
Not publicly priced
Setup
Setup
~5 minutes, no code
~5 minutes, no code
Enterprise onboarding
Enterprise onboarding
Service model
Service model
Done-for-you, 24/7 human ops
Done-for-you, 24/7 human ops
Done-for-you, 24/7 human ops
Self-serve enterprise platform + support
Self-serve enterprise platform + support
Self-serve enterprise platform + support
Fraud + identity depth
Fraud + identity depth
Focused on chargebacks (Checkout + Pay cover the rest)
Focused on chargebacks (Checkout + Pay cover the rest)
Enterprise fraud + identity via Equifax data
Enterprise fraud + identity via Equifax data
Best for
Best for
DTC, Shopify & high-risk stores that are scaling
DTC, Shopify & high-risk stores that are scaling
Large enterprises needing fraud across the journey
Large enterprises needing fraud across the journey
Where Shield wins
Prevention that pays for itself
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Works with everything
Every major processor — Stripe, Shopify Payments, PayPal, you name it.
Works with everything
Every major processor — Stripe, Shopify Payments, PayPal, you name it.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Proof
What Apptics Shield actually moves
What Apptics Shield actually moves
97%
chargeback reduction
up to, at full coverage
2.1% → 0.31%
dispute ratio in 90 days
79% below the VAMP threshold
$50M+
revenue protected
across merchants
62% → 97%
alert coverage
avg cost cut from $28 to $15
You have questions,
You have questions,
we have answers.
we have answers.
Book a call if you’re looking for something more.
What happened to Midigator?
Is Apptics Shield a good Midigator alternative?
How much does Apptics Shield cost vs Midigator?
Does Apptics Shield use the same alert networks?
Does Shield work with Stripe, Shopify Payments and high-risk accounts?
What happened to Midigator?
Is Apptics Shield a good Midigator alternative?
How much does Apptics Shield cost vs Midigator?
Does Apptics Shield use the same alert networks?
Does Shield work with Stripe, Shopify Payments and high-risk accounts?
Looking for a Midigator alternative that's built for merchants?
Looking for a Midigator alternative that's built for merchants?
Fifteen minutes. We’ll look at your current dispute ratio, alert coverage, and what you’re paying — then show you exactly where Apptics Shield saves you money and keeps your processor happy.
Fifteen minutes. We’ll look at your current dispute ratio, alert coverage, and what you’re paying — then show you exactly where Apptics Shield saves you money and keeps your processor happy.
More comparisons:
More comparisons:
Slash your chargeback
rate by up to 97%
One chargeback spike can freeze payouts, ban Shopify Payments, or shut down your merchant account. Apptics Shield catches disputes early so you can stay protected and keep processing.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.