97%
chargeback reduction with Shield
Up to 97%
Chargeback Reduction
Chargeback protection, compared
$50M+
Revenue Protected
Apptics Shield vs Midigator
Apptics Shield does the chargeback management Midigator is known for, prevention and recovery both, and adds partner-priced RDR and Ethoca alerts, a 24/7 team that runs it for you and recovery through the Disputifier partnership, as one all-in-one. Midigator is a capable chargeback and fraud platform, now part of Equifax's Kount and built for enterprise risk teams to operate. With Shield you keep everything Midigator gave you and get the done-for-you layer and partner pricing on top.
Apptics Shield vs Chargeflow
Chargeback protection, compared
Both fight chargebacks, at opposite ends. Chargeflow wins disputes after they hit your ratio and takes a cut of what it recovers. Apptics Shield stops them before they're ever filed, for a lower flat cost, and keeps your merchant account off Visa's radar.
97%
chargeback reduction with Shield
Apptics Shield vs Chargeflow
Chargeback protection, compared
Both fight chargebacks, at opposite ends. Chargeflow wins disputes after they hit your ratio and takes a cut of what it recovers. Apptics Shield stops them before they're ever filed, for a lower flat cost, and keeps your merchant account off Visa's radar.
97%
chargeback reduction with Shield
The short version
Which one should you pick?
Which one should you pick?
CHOOSE APPTICS SHIELD
if you want everything a chargeback platform gives you, prevention and recovery both, plus partner-priced alerts, flat pricing, 5-minute setup and a team that runs it for you, all in one stack with no enterprise contract.
CHOOSE MIDIGATOR
if you are a large enterprise that needs fraud and identity across the whole customer journey, and you have the risk team, budget and appetite for Equifax and Kount's enterprise onboarding and custom pricing.
BOTTOM LINE
BOTTOM LINE
Apptics Shield covers the chargeback management Midigator is known for, prevention and recovery both, and adds partner-priced alerts, a done-for-you 24/7 team and recovery through the Disputifier partnership, all as one all-in-one built for a growing store. Midigator is a capable platform, now part of Equifax's Kount and built for an enterprise risk team to operate. With Shield you keep what Midigator offered and get the done-for-you layer and partner pricing on top.
Apptics Shield covers the chargeback management Midigator is known for, prevention and recovery both, and adds partner-priced alerts, a done-for-you 24/7 team and recovery through the Disputifier partnership, all as one all-in-one built for a growing store. Midigator is a capable platform, now part of Equifax's Kount and built for an enterprise risk team to operate. With Shield you keep what Midigator offered and get the done-for-you layer and partner pricing on top.
Why Merchants Choose Apptics Shield Over Midigator
Why Merchants Choose Apptics Shield Over Midigator
Features
Features
Chargeback management
Chargeback management
Prevention and recovery, both covered
Prevention and recovery, both covered
Prevention and recovery inside an enterprise platform
Prevention and recovery inside an enterprise platform
Prevention and recovery inside an enterprise platform
Who runs it
Who runs it
Done-for-you, 24/7 human ops
Done-for-you, 24/7 human ops
Your team operates the platform
Your team operates the platform
Alert cost
Alert cost
Same RDR and Ethoca networks, at partner pricing, 30-50% under direct
Same RDR and Ethoca networks, at partner pricing, 30-50% under direct
RDR and Ethoca inside the enterprise suite, priced by quote
RDR and Ethoca inside the enterprise suite, priced by quote
Pricing model
Pricing model
Flat fee per valid alert, no monthly fee
Flat fee per valid alert, no monthly fee
Enterprise custom quote, not publicly listed
Enterprise custom quote, not publicly listed
Setup
Setup
About 5 minutes, no code
About 5 minutes, no code
Enterprise onboarding cycle
Enterprise onboarding cycle
Recovery
Recovery
Representment on anything that slips through, via the Disputifier partnership
Representment on anything that slips through, via the Disputifier partnership
Representment on anything that slips through, via the Disputifier partnership
Dispute management you staff and operate
Dispute management you staff and operate
Dispute management you staff and operate
All-in-one
All-in-one
Prevention, recovery and alerts in one stack with Checkout and Pay
Prevention, recovery and alerts in one stack with Checkout and Pay
Chargeback and fraud module inside Equifax's Kount
Chargeback and fraud module inside Equifax's Kount
Processor standing
Processor standing
Built to hold your ratio under Visa's VAMP line
Built to hold your ratio under Visa's VAMP line
Fraud scoring geared to an enterprise risk team
Fraud scoring geared to an enterprise risk team
Where Shield wins
Prevention that pays for itself
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Works with everything
Every major processor — Stripe, Shopify Payments, PayPal, you name it.
Works with everything
Every major processor — Stripe, Shopify Payments, PayPal, you name it.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Proof
What Apptics Shield actually moves
What Apptics Shield actually moves
97%
chargeback reduction
up to, at full coverage
2.1% → 0.31%
dispute ratio in 90 days
79% below the VAMP threshold
$50M+
revenue protected
across merchants
$28 → $15
average alert cost
average alert cost
You have questions,
You have questions,
we have answers.
we have answers.
Book a call if you’re looking for something more.
What happened to Midigator?
Is Apptics Shield a good Midigator alternative?
How much does Apptics Shield cost vs Midigator?
Does Apptics Shield use the same alert networks?
Does Shield work with Stripe, Shopify Payments and high-risk accounts?
What happened to Midigator?
Is Apptics Shield a good Midigator alternative?
How much does Apptics Shield cost vs Midigator?
Does Apptics Shield use the same alert networks?
Does Shield work with Stripe, Shopify Payments and high-risk accounts?
Looking for a Midigator alternative that's built for merchants?
Looking for a Midigator alternative that's built for merchants?
Fifteen minutes. We’ll look at your current dispute ratio, alert coverage, and what you’re paying — then show you exactly where Apptics Shield saves you money and keeps your processor happy.
Fifteen minutes. We’ll look at your current dispute ratio, alert coverage, and what you’re paying — then show you exactly where Apptics Shield saves you money and keeps your processor happy.
More comparisons:
More comparisons:
Slash your chargeback
rate by up to 97%
One chargeback spike can freeze payouts, ban Shopify Payments, or shut down your merchant account. Apptics Shield catches disputes early so you can stay protected and keep processing.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.