2.1% → 0.31%
2.1% → 0.31%
dispute ratio in 90 days, one merchant
Up to 97%
Chargeback Reduction
Chargeback protection, compared
$50M+
Revenue Protected
Apptics Shield vs Chargeflow
Chargeflow is a strong recovery engine. It fights disputes after they land and takes a cut of what it wins back. Apptics Shield does that same recovery through the Disputifier partnership, and adds prevention that stops most chargebacks before they are ever filed, partner-priced RDR and Ethoca alerts and a 24/7 team that runs it for you. You keep the recovery Chargeflow gave you and get prevention on top, so your ratio stays under Visa's VAMP line.
Apptics Shield vs Chargeflow
Chargeback protection, compared
Chargeflow is a strong recovery engine. It fights disputes after they land and takes a cut of what it wins back. Apptics Shield does that same recovery through the Disputifier partnership, and adds prevention that stops most chargebacks before they are ever filed, partner-priced RDR and Ethoca alerts and a 24/7 team that runs it for you. You keep the recovery Chargeflow gave you and get prevention on top, so your ratio stays under Visa's VAMP line.
2.1% → 0.31%
chargeback reduction with Shield
Apptics Shield vs Chargeflow
Chargeback protection, compared
Chargeflow is a strong recovery engine. It fights disputes after they land and takes a cut of what it wins back. Apptics Shield does that same recovery through the Disputifier partnership, and adds prevention that stops most chargebacks before they are ever filed, partner-priced RDR and Ethoca alerts and a 24/7 team that runs it for you. You keep the recovery Chargeflow gave you and get prevention on top, so your ratio stays under Visa's VAMP line.
2.1% → 0.31%
chargeback reduction with Shield
The short version
Which one should you pick?
Which one should you pick?
CHOOSE APPTICS SHIELD
if you want prevention and recovery in one place. You get prevention that stops most chargebacks before they are filed, recovery through the Disputifier partnership for the ones that land, partner-priced RDR and Ethoca alerts, a 24/7 done-for-you team and no success fee. Built for high-risk and scaling DTC.
CHOOSE CHARGEFLOW
if you only want recovery on its own, an AI platform that fights disputes after they land and charges a success fee on what it wins back, and you are happy running it yourself.
BOTTOM LINE
BOTTOM LINE
Chargeflow is a strong recovery engine, and Apptics Shield gives you that same recovery through the Disputifier partnership. On top of it Shield adds prevention that stops most chargebacks before they are filed, partner-priced alerts and a team that runs it for you. You keep the recovery and get prevention on top, so your ratio never spikes and Visa's VAMP program never flags you.
Chargeflow is a strong recovery engine, and Apptics Shield gives you that same recovery through the Disputifier partnership. On top of it Shield adds prevention that stops most chargebacks before they are filed, partner-priced alerts and a team that runs it for you. You keep the recovery and get prevention on top, so your ratio never spikes and Visa's VAMP program never flags you.
Why Stores Choose Apptics Shield over Chargeflow
Why Stores Choose Apptics Shield over Chargeflow
Features
Features
Primary approach
Primary approach
Prevention plus recovery: stops the chargeback before it's filed, recovers the rest via Disputifier
Prevention plus recovery: stops the chargeback before it's filed, recovers the rest via Disputifier
Recovery only, fights disputes after they hit your ratio
Recovery only, fights disputes after they hit your ratio
How you pay
How you pay
Flat fee for prevention, no cut of what you recover
Flat fee for prevention, no cut of what you recover
Success fee, a share of every chargeback it recovers
Success fee, a share of every chargeback it recovers
Alert cost
Alert cost
Partner-priced, averaging $15 per alert (from $28)
Partner-priced, averaging $15 per alert (from $28)
$18-$29 per alert
$18-$29 per alert
Monthly fees
Monthly fees
$0, no monthly fee, no lock-in
$0, no monthly fee, no lock-in
Platform or success fees apply
Platform or success fees apply
VAMP protection
VAMP protection
Built to hold you under Visa’s 1.5% threshold
Built to hold you under Visa’s 1.5% threshold
Ratio managed through its prevention add-on
Ratio managed through its prevention add-on
Support
Support
24/7 human operations team, done-for-you
24/7 human operations team, done-for-you
Self-serve platform plus support
Self-serve platform plus support
Dispute recovery depth
Dispute recovery depth
Recovery via its Disputifier partnership
Recovery via its Disputifier partnership
Recovers with AI evidence, after the dispute is already counted
Recovers with AI evidence, after the dispute is already counted
Setup
Setup
5 minutes, no code, then run for you
5 minutes, no code, then run for you
No-code with 100+ integrations, then you run it
No-code with 100+ integrations, then you run it
Where Shield wins
Prevention that pays for itself
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Works with everything
Every major processor — Stripe, Shopify Payments, PayPal, you name it.
Works with everything
Every major processor — Stripe, Shopify Payments, PayPal, you name it.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Proof
What Apptics Shield actually moves
What Apptics Shield actually moves
Up to 97%
chargeback reduction
up to, at full coverage
2.1% → 0.31%
dispute ratio in 90 days
79% below the VAMP threshold
$50M+
revenue protected
across merchants
62% → 97%
alert coverage
avg cost cut from $28 to $15
You have questions,
You have questions,
we have answers.
we have answers.
Book a call if you’re looking for something more.
Is Apptics Shield a Chargeflow alternative?
Does Apptics Shield recover chargebacks or only prevent them?
How is the pricing different from Chargeflow?
What is VAMP and why does it matter?
Does Shield work with Stripe, Shopify Payments and high-risk accounts?
Is Apptics Shield a Chargeflow alternative?
Does Apptics Shield recover chargebacks or only prevent them?
How is the pricing different from Chargeflow?
What is VAMP and why does it matter?
Does Shield work with Stripe, Shopify Payments and high-risk accounts?
See how much of your chargeback spend Shield can cut
See how much of your chargeback spend Shield can cut
Fifteen minutes. We’ll look at your current dispute ratio, alert coverage, and what you’re paying — then show you exactly where Apptics Shield saves you money and keeps your processor happy.
Fifteen minutes. We’ll look at your current dispute ratio, alert coverage, and what you’re paying — then show you exactly where Apptics Shield saves you money and keeps your processor happy.
More comparisons:
More comparisons:
Slash your chargeback
rate by up to 97%
One chargeback spike can freeze payouts, ban Shopify Payments, or shut down your merchant account. Apptics Shield catches disputes early so you can stay protected and keep processing.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Cheapest chargeback alerts
Get real-time Ethoca and Verifi alerts at industry-lowest rates. Save 30-50% versus buying alerts directly. No markup, just protection.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Fully automated
100% hands-off. We watch for disputes and trigger refunds automatically.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Avoid VAMP penalties
Stay under Visa's 1.5% threshold with proactive, real-time alerts.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Up to 97% prevention rate*
Apptics Shield catches disputes early, triggers refunds automatically, and helps keep your merchant accounts protected before revenue gets frozen.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Works with everything
Apptics Shield integrates seamlessly across every major processor: Stripe, Shopify Payments, Paypal, high risk merchant accounts, and more.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.
Slash Your Chargeback Rates In Half
Join thousands of businesses that trust Apptics Shield to prevent chargebacks automatically. Start protecting your revenue in under 5 minutes.
©2026 Apptics. All rights reserved.