Trusted by over 250+ 8 Figure eCom Operators Worldwide.

Trusted by over 250+ 8 Figure eCom Operators Worldwide.

Frozen by Stripe, Shopify, or PayPal?

We’ll get you approved for private, high-risk processing in 7 days or less.

We've onboarded more than 250+ brands in your exact spot using 35+ direct banking relationships and underwriters, with most merchants live and processing again within a week. 

Book a quick 15 minute call and we'll tell you whether you're approvable, and how fast we can get checkout up and running again.

We've onboarded more than 250+ brands in your exact spot using 35+ direct banking relationships and underwriters, with most merchants live and processing again within a week. 

Book a quick 15 minute call and we'll tell you whether you're approvable, and how fast we can get checkout up and running again.

And if we can't help? We'll tell you who can.

And if we can't help? We'll tell you who can.

Seamless Integration Across All Your Apps

Seamless Integration Across All Your Apps

Book a call here

Book a call here

Here's How It Actually Works.

Here's How It Actually Works.

If you're on this page, Shopify Payments, Stripe, or PayPal already sent you the ‘dreaded email’ for one of three reasons: 

If you're on this page, Shopify Payments, Stripe, or PayPal already sent you the ‘dreaded email’ for one of three reasons: 

If you're on this page, Shopify Payments, Stripe, or PayPal already sent you the ‘dreaded email’ for one of three reasons: 

Your chargeback rate got too high.

Maybe a flash sale spiked refund requests faster than your CS team could clear them, maybe a subscription rebill cycle caught customers off-guard and they hit dispute instead of cancel. 

Maybe a flash sale spiked refund requests faster than your CS team could clear them, maybe a subscription rebill cycle caught customers off-guard and they hit dispute instead of cancel. 

Maybe a flash sale spiked refund requests faster than your CS team could clear them, maybe a subscription rebill cycle caught customers off-guard and they hit dispute instead of cancel. 

You had fulfillment issues.

A 3PL backlog, a supplier delay, a BFCM rush you didn't fully staff for - shipping windows slipped from three days to nine, complaints turned into chargebacks, and the chargebacks turned into a ‘Payments Disabled’ email at 6:47am on a Tuesday with a 120-day reserve attached.

A 3PL backlog, a supplier delay, a BFCM rush you didn't fully staff for - shipping windows slipped from three days to nine, complaints turned into chargebacks, and the chargebacks turned into a ‘Payments Disabled’ email at 6:47am on a Tuesday with a 120-day reserve attached.

A 3PL backlog, a supplier delay, a BFCM rush you didn't fully staff for - shipping windows slipped from three days to nine, complaints turned into chargebacks, and the chargebacks turned into a ‘Payments Disabled’ email at 6:47am on a Tuesday with a 120-day reserve attached.

There was no actual reason.

Your CBs are clean, your fulfillment is dialed, and Shopify still sent the boilerplate "we're unable to continue providing payment processing services" email with zero specifics.

Your CBs are clean, your fulfillment is dialed, and Shopify still sent the boilerplate "we're unable to continue providing payment processing services" email with zero specifics.

Your CBs are clean, your fulfillment is dialed, and Shopify still sent the boilerplate "we're unable to continue providing payment processing services" email with zero specifics.

Whichever one you're in, the path forward is the same.


  1. You send us your last three months of processing statements and your chargeback ratio. 


  1. A real underwriter reads them the same day, looking at your volume, chargeback history, refund history, and the reason you got shut down.


  1. If you're a fit, we plug into your existing checkout, route your transactions across multiple banking rails, and have you back online within a week.

Why Process with Apptics?

Why Process with Apptics?

Live This Week, Not Next Quarter

Most onboardings clear in 3–7 business days. Send statements, processing history, and chargeback data and a real underwriter (not an algorithm) reviews it the same day. If we can approve you, you'll know fast. If we can't, you'll know fast. No 6-week black box. 

Most onboardings clear in 3–7 business days. Send statements, processing history, and chargeback data and a real underwriter (not an algorithm) reviews it the same day. If we can approve you, you'll know fast. If we can't, you'll know fast. No 6-week black box. 

Most onboardings clear in 3–7 business days. Send statements, processing history, and chargeback data and a real underwriter (not an algorithm) reviews it the same day. If we can approve you, you'll know fast. If we can't, you'll know fast. No 6-week black box. 

Approved Where Stripe Said No

You get a dedicated merchant account for the verticals & models Stripe and Shopify won't keep long-term: CBD, supplements, vape, nutra, adult, weight loss, MRR. Plus, you’ll get a higher chargeback tolerance and clear expectations so a big month doesn’t turn into another shutdown email.

You get a dedicated merchant account for the verticals & models Stripe and Shopify won't keep long-term: CBD, supplements, vape, nutra, adult, weight loss, MRR. Plus, you’ll get a higher chargeback tolerance and clear expectations so a big month doesn’t turn into another shutdown email.

You get a dedicated merchant account for the verticals & models Stripe and Shopify won't keep long-term: CBD, supplements, vape, nutra, adult, weight loss, MRR. Plus, you’ll get a higher chargeback tolerance and clear expectations so a big month doesn’t turn into another shutdown email.

Dedicated Account Manager, 24/7 

A Shopify or Stripe shutdown stings for one reason: there's no human on the other end of it. With Apptics, every merchant gets a dedicated account manager who knows your file and reps you with the bank if something ever gets flagged. Someone on your side, so an algorithm doesn't get the final word again. 

A Shopify or Stripe shutdown stings for one reason: there's no human on the other end of it. With Apptics, every merchant gets a dedicated account manager who knows your file and reps you with the bank if something ever gets flagged. Someone on your side, so an algorithm doesn't get the final word again. 

A Shopify or Stripe shutdown stings for one reason: there's no human on the other end of it. With Apptics, every merchant gets a dedicated account manager who knows your file and reps you with the bank if something ever gets flagged. Someone on your side, so an algorithm doesn't get the final word again. 

Works Seamlessly With the Tools You Already Use

Why eCom Operators Trust Apptics

Why eCom Operators Trust Apptics

"The Apptics checkout boosted our revenue beyond expectations."

Mohammed Z.

8 Figure Brand Owner

"We’re making way more money thanks to the Apptics team"

Saamir M.

8 Figure Brand Owner

"Apptics keeps everything streamlined, optimized, and results-driven."

Lauren S.

7 Figure Brand Owner

What Makes Us Different

What Makes Us Different

Stripe and generalist "high-risk" alternatives were built for a different job. Here's the side-by-side.

Stripe and generalist "high-risk" alternatives were built for a different job. Here's the side-by-side.

Stripe and generalist "high-risk" alternatives were built for a different job. Here's the side-by-side.

Features
Built specifically for eCom
High-risk verticals approved
Pre-approval before migration
Multi-Bank Processing (35+ banks)
Human underwriting
24/7 operator support
Subscription infrastructure
Chargeback & fraud tools
Expedited Approval
White-Glove
Native
Built In
Stripe
Others
Sometimes
Rare
Slow
Email only
Slow
Limited
Basic

Everything You Need

Everything You Need

Already Built Out

Already Built Out

Complete Payment Infrastructure

Complete Payment Infrastructure

Every tool needed across approval, processing, fraud protection, subscription billing, and payout reconciliation. $900M+ processed. 250+ merchants on the platform. Built for operators running real volume, not side projects.

Every tool needed across approval, processing, fraud protection, subscription billing, and payout reconciliation. $900M+ processed. 250+ merchants on the platform. Built for operators running real volume, not side projects.

Every tool needed across approval, processing, fraud protection, subscription billing, and payout reconciliation. $900M+ processed. 250+ merchants on the platform. Built for operators running real volume, not side projects.

Built-In Banking Relationships

Built-In Banking Relationships

Direct partnerships with 35+ banks specialized in eCom verticals. The same banks the biggest 8 and 9 figure brands pay. Available the day you become an Apptics merchant. No middleman. No reseller stack. No white-labeled NMI setup pretending to be a processor.

Direct partnerships with 35+ banks specialized in eCom verticals. The same banks the biggest 8 and 9 figure brands pay. Available the day you become an Apptics merchant. No middleman. No reseller stack. No white-labeled NMI setup pretending to be a processor.

Direct partnerships with 35+ banks specialized in eCom verticals. The same banks the biggest 8 and 9 figure brands pay. Available the day you become an Apptics merchant. No middleman. No reseller stack. No white-labeled NMI setup pretending to be a processor.

Backed by Real Operators

Backed by Real Operators

Every account gets direct access to a team that's actually built eCom businesses. Your account manager has shipped products, handled chargebacks, negotiated with acquirers, and survived a payment hold or account shutdown. Real operators and staff who treat your brand like their own.

Every account gets direct access to a team that's actually built eCom businesses. Your account manager has shipped products, handled chargebacks, negotiated with acquirers, and survived a payment hold or account shutdown. Real operators and staff who treat your brand like their own.

Every account gets direct access to a team that's actually built eCom businesses. Your account manager has shipped products, handled chargebacks, negotiated with acquirers, and survived a payment hold or account shutdown. Real operators and staff who treat your brand like their own.

Frequently Asked Questions

Frequently Asked Questions

What types of businesses does Apptics support?

Shopify, WooCommerce, Magento, PrestaShop, BigCommerce, and sticky.io merchants across standard and high-risk verticals — CBD, supplements, vape, nutra, adult, weight loss, firearms accessories, and subscription boxes of every kind. If you've been rejected by Stripe, PayPal, or Shopify Payments, or if you've been disabled after years of clean processing, Apptics is built for exactly your situation.

What types of businesses does Apptics support?

Shopify, WooCommerce, Magento, PrestaShop, BigCommerce, and sticky.io merchants across standard and high-risk verticals — CBD, supplements, vape, nutra, adult, weight loss, firearms accessories, and subscription boxes of every kind. If you've been rejected by Stripe, PayPal, or Shopify Payments, or if you've been disabled after years of clean processing, Apptics is built for exactly your situation.

How fast can I get approved?

How fast can I get approved?

What if Apptics freezes me the way Stripe did?

What if Apptics freezes me the way Stripe did?

How are you different from Stripe or PayPal?

How are you different from Stripe or PayPal?

Do you offer global payment processing?

Do you offer global payment processing?

Can I integrate with my existing stack?

Can I integrate with my existing stack?

How do you handle chargebacks and fraud?

How do you handle chargebacks and fraud?

©2025 Apptics. All rights reserved.

Terms of Service

Privacy Policy

Cookie Policy

©2025 Apptics. All rights reserved.

Terms of Service

Privacy Policy

Cookie Policy

©2025 Apptics. All rights reserved.

Terms of Service

Privacy Policy

Cookie Policy